Rates | Property Type | Maximum LTV | Interest Rate Range | Loan Terms |
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| Raw Land | 50% | 10% - 12% | Up to 5 years | | Improved Land | 65% | 12% | Up to 5 years | | SFR's/Condos/Townhomes | 70% | 10% - 12% | Up to 10 years | | Apartments/Mixed-Use | 70% | 10.5%-11% | Up to 5 years | | Commercial/Industrial | 70% | 10.50%-12% | Up to 5 years |
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| | Additional Information | | Terms: All loans are fixed rate/interest only, with a balloon due at maturity. | | We only make loans secured by good quality, real estate. | | We have no minimum FICO score requirement; however, mortgage payment history and the quality of the collateral weigh heavily in underwriting. | | We do make loans on raw land or improved land. | | We do make loans secured by special use buildings or unique business properties such as restaurants, motels, gasoline stations, auto repair shops, etc. |
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